
Financial Wellness: the Biggest Trending Employee Benefit for 2022
"Nearly all employees (93%) want their employers to offer financial planning and advisory services, but only one-third (28%) of companies do so. That’s according to new research from Origin, which asked 1,000 U.S. workers about the state of their financial wellness. This isn’t surprising to see. Between the impact of the COVID-19 pandemic and the Great Resignation, employees are stressed about money — and they’re turning to their employers for support. So what does this mean

What has Changed for Your 2022 Medicare Coverage?
The new year has begun and with that there are changes everywhere, including with Medicare. Premiums, deductibles and other cost adjustments, are you in the know? "When the calendar flips to 2022, certain Medicare costs will creep higher. For the program’s 63.6 million beneficiaries — most of whom are 65 or older — annual adjustments can affect premiums, deductibles and other cost-sharing aspects of Medicare. While each change doesn’t necessarily involve a huge dollar amount,

Long Term Disability, Why Do You Need It?
What is LTD? "Long-Term Disability (LTD) insurance is private insurance that helps people who can't work because of a disability. If you have LTD insurance, it will replace some of the income you lose when you can't work because of a disability. Some people have LTD insurance from their employers." What conditions qualify you for it? Can I still work while on it? What documents do you need? How long can you stay on it? What are the benefits of LTD? "Long-term disability is a

Caring for Aging Baby Boomers: The 2030 Issue
Article by James R Knickman and Emily Snell "The economic burden of aging in 2030 should be no greater than the economic burden associated with raising large numbers of baby boom children in the 1960s. The real challenges of caring for the elderly in 2030 will involve: (1) making sure society develops payment and insurance systems for long-term care that work better than existing ones, (2) taking advantage of advances in medicine and behavioral health to keep the elderly as h